How to Get Medicare
Many seniors are confused about how to get Medicare, but it’s an easier process than you think. The first thing to understand is that you need to enroll during a specific time frame or your benefits can be delayed by as much as a year. The first step in how to get Medicare is knowing your enrollment window – you can enroll in the three months before your 65th birthday month, during your 65th birthday month or the three months after your birthday month. Go ahead and mark this on your calendar now so you don’t miss even one minute of coverage!
The next step in how to get Medicare is to apply for it. There are several different ways to do this and we’ll tell you how. To get Medicare, you apply to the Social Security Administration (SSA). The fastest and easiest way is to apply online at the SSA’s website. The application process takes just 10 minutes and there are no other forms to complete.
When it comes to how to get Medicare, this is the simplest way. If you’re not adept at using the internet, perhaps you can ask one of your adult children or a neighbor to help you. The SSA will process your application and contact you if they need any additional information. If not, your Medicare card should show up in the mail promptly and that will be how to get Medicare simplified.
Not knowing how to get Medicare can cause you problems later if you do not have any other health insurance and need medical care. If you learn how to get Medicare and enroll either during your birth month or in the three months prior, you will have coverage starting the month you turn 65. If you don’t educate yourself on how to get Medicare until you turn 65 and then you rush to apply, you can get Medicare coverage that starts anywhere from one month up to three months after your 65th birth month.
If you don’t educate yourself on how to get Medicare until after you turn 65, perhaps because you think enrollment is automatic or tied to your Social Security benefits enrollment, then you have more problems. If you don’t act by the 3rd month after your 65th birthday, you will have to wait until January 1st to enroll. If this is just a few months away, the penalty for not knowing how to get Medicare may not be that bad, but if your birthday is January and you miss the window, you will have to wait a full calendar year to get your benefits. This is a worst case scenario of what can happen if you don’t know how to get Medicare.
The best thing to do is to go online to the SSA’s website or stop by an SSA office and talk to them about how to get Medicare. They can give you materials so you can review your options well ahead of time so you not only know how to get Medicare, you know when and how to apply so you don’t miss one minute of coverage!
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